Credit first. Use when life asks for it.
OpenLimit is a revolving credit line for India. We assess your profile, set a personalized limit, and keep funds ready in your account. Until you withdraw, you do not pay interest or usage fees.
How the line works
Traditional loans often push an immediate draw and a fixed schedule. OpenLimit follows a different idea: credit first, use later. Your approved limit acts as a reserve you control.
When you need money, you withdraw through the app. We route payouts through secure payment channels. Fees accrue based on actual days of use, not unused time.
Our systems combine automated assessment with risk controls designed for responsible lending. Outcomes always depend on verification and regulatory requirements.
Go deeper
Numbers, fees, and examples are documented for transparency. Help articles answer common questions about applications, draws, and repayment.
Important. OpenLimit is a credit product. Only borrow what you can repay. Your limit, pricing, and availability are subject to approval, fraud checks, regulatory rules, and the agreement you accept in the app. Information on this website is summary in nature and not a binding offer.