Credit first. Draw when you need it.
OpenLimit is a digital credit line built for real life. Get a personalized limit after assessment, keep funds ready in your account, and pay only for what you use—with transparent daily pricing.
Built for flexibility and clarity
From assessment to drawdown, every step is designed to keep you in control—with human support when you need it.
Revolving credit line
One approved limit you can reuse as you repay—built for ongoing needs, not one-off rigid loans.
Flexible fund management
Decide when to draw, how much to use, and how to plan repayment—with visibility into daily costs.
24/7 customer support
Assistance around the clock so questions about your line, usage, or account never wait until Monday.
Security & privacy
Strong safeguards for your data and transactions, with practices aligned to responsible digital finance.
Reserve funds without daily pressure
Life in India moves fast—school fees, medical needs, freelance gaps, or a short business cash-flow dip. With OpenLimit, your limit can sit ready while you focus on what matters.
Until you withdraw, you are not charged interest or usage fees. When you do draw, pricing is based on actual days of use—not a rigid schedule you did not choose.
Transparent limits. Clear responsibilities.
OpenLimit is a credit product. Only borrow what you can repay. Pricing, fees, and eligibility are subject to verification, regulatory requirements, and your agreement at the time of onboarding.
People-first support
Our team helps you understand statements, withdrawals, and repayment options—without jargon.